Financial products are sometimes at their most useful when they are protecting our families, our incomes or our property.
Whilst insuring ourselves against an undesirable event such as sickness or even death may not be a pleasant thing to think about, the benefit of being able to set financial issues aside at emotionally difficult times cannot be overlooked.
In order to reach your financial goals it is also important to consider protecting your hard earned wealth and assets as these are often the first to suffer in the event of an emergency.
We aim to listen to you, understand your needs and identify key risks that you might be exposed to. We can then provide solutions that work within your budget to minimise the financial impact of these risks, as well as ensure that you can focus on what you need to without worrying about potential financial issues that may arise.
See below for the different ways in which protection can help you in achieving your financial goals.
“As someone who doesn’t prioritise looking after my finances, I have need of someone to remind me that this important aspect of my future security. Harwin has provided lots of good advice to me over a number of years and I am glad I took his advice 20 years ago when I purchased my first house. Harwin advised me to purchase a life and critical illness policy. At the time I wasn’t sure but I took his advice and I am so glad I did. In 2016 I needed that policy as I was diagnosed with breast cancer. I am now in recovery but one of the things I don’t need to worry about is my mortgage thanks to the life and critical illness policy.” C. Horsley Harrogate
A life insurance policy is designed to assist your family or chosen beneficiaries in the event of your death.
Income and Health Protection
Protecting your income, paying a lump sum on the diagnosis of a serious or critical illness, or covering your medical expenses allowing timely treatment at a hospital of your choice.
Protecting key employees within your firm or remaining partners and shareholders in the event of the death of one of the parties.