Income and Health Protection

There are different policies available to help with income and health protection which can protect your income, pay you a lump sum on the diagnosis of a serious or critical illness, or cover your medical expenses which will allow timely treatment at a hospital of your choice.

Protecting your income in the event of sickness can provide important financial support in case you are unable to work for a prolonged period of time. This will mean you do not need to worry about depleting your hard-earned savings in order to maintain a standard of living or cover other important costs such as additional healthcare, childcare or modifications to a home.

Receiving a lump sum on the diagnosis of a critical illness can again assist with financial support due to a loss of earnings as well as providing funds for any potential additional costs associated with any healthcare or disability costs.

Finally, the ability to receive private care can ensure treatment is speedy and comfortable, allowing you to return to your daily life as quickly as possible and not rely on NHS waiting times.

We can discuss the options available to you and help you choose the right cover by assessing your needs in the event of a medical emergency. This would include looking at the immediate and ongoing benefits you might need, the length of time you would require cover for (for example to retirement or to protect a certain liability) and how long you could manage before you would require the benefit to start for income protection policies.

Need help choosing?

Get in touch with the form below and we will contact you as soon as possible with no-obligation advice as to whether this service is right for you.