Funds held in cash offer you the peace of mind that the sum is available at short notice as and when required, however, provide a low level of interest and over time may erode in buying power.

Investing in the financial markets supplements your cash holdings and can help you reach your future goals such as planning for retirement, providing an education for children and grandchildren, travel or personal projects. Returns are typically higher than those available via cash holdings and it is possible to increase the buying power of your savings over time.

Investment products and funds come in all shapes and sizes with charges, features, benefits and historic performance figures varying from provider to provider.

We can look at your existing savings and investments and discuss your short and long-term goals with you. We can then together look at the various solutions that will fit your needs, whether that is to provide growth, income, or a combination of the two. We will explain to you any associated guarantees or risks, asses your comfort levels and find the most appropriate solution for you. Because we are completely independent, we are able to look at the whole universe of investment products and funds thereby recommending a personalised and bespoke solution that fits your requirements.

You won’t be alone at any point. We aim to make your life easier. We will look after you, guiding you through the process from start to finish, providing ongoing reviews and recommending any changes as necessary in the future. We will always be on hand to discuss your changing needs and ensure that your savings and investments remain appropriate to help you meet your goals.

When making investments of any kind it is important to be aware that investments can go up and down in value and past performance is no guarantee of future performance.